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Business Loans, COVID, and Racial Disparities


COVID-19 imposed financial burdens on many Americans, however, there is some evidence that the extent to which COVID impacted the financial stability of businesses is correlated with an owner's race and gender. In this paper, NYU's Sabrina Howell, Theresa Kuchler, Johannes Stroebel, Jun Wong, and Ocrolus' David Snitkof examine racial disparities in the context of the Paycheck Protection Program (PPP). They find that small, local banks were less likely to lend to Black-owned businesses than other businesses, while Top-4 banks exhibited no patterns of racial discrimination. The authors further compare the borrowing habits of Black-owned businesses and non-Black businesses, and the potential discrimination behind decisions to apply for financial support. Read and find out more here!



4 comentários


Ferrason Andreaa
Ferrason Andreaa
13 hours ago

Business Loans, COVID, and Racial Disparities are deeply interconnected issues that highlight systemic inequities in access to capital word hurdle — particularly during times of crisis.

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Tannu Rawat
Tannu Rawat
13 de mai.

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Bumne Habit
Bumne Habit
01 de abr.

I hope that these findings will help geometry dash spam create better policies that support all businesses more fairly, regardless of race or gender.

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Ihtisham Ahmed
Ihtisham Ahmed
03 de mar.

Erfahre alles über Business, Lifestyle, Promi-News & Trends! Celeb's Lifestyle hält dich mit Artikeln, Tipps & News zu Themen des modernen LebensPamela Reif Vermögen

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